Gold Coast Real Estate

(201) 604-1980

1 Marine Plaza Suite 304

North Bergen, NJ 07047

44 20 31293760 United Kingdom
39 02 00612869 Italy

Property Spotlight

1 of 1 photos
Vernon
For Sale
$339,000
3 Beds / 2 Baths
Beautifully updated large 3 bedroom bi-level. Oversize rooms with terrific finishes. This fantastic home could be yours...
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Gross Annual Income: $     
Downpayment amount: $     
*Monthly debt: $     
Mortgage rate: (%)     
Annual property taxes: $     
Annual homeowners insurance: $     
    
  CONSERVATIVE AGGRESSIVE
House price: $   
Loan amount: $   
Monthly mortgage
payment: $		   
Taxes/Homeowners
insurance: $		   
  Total monthly payment: $   
  
 
 

ABOUT THIS CALCULATOR:
To arrive at an "affordable" home price, we followed the guidelines of most lenders. We've allowed a total debt-to-income ratio of no more than 36%. And we have assumed a housing payment-to-income ratio of 28% for our conservative estimate, and 33% for the aggressive one. Before buying, however, you should also factor in other savings needs, including retirement and college.

ASSUMPTIONS: We've assumed a 30-year mortgage term, annual property tax of $3,500 and homeowners insurance of $481 - the national average. And we do not factor in private mortgage insurance, which you'll owe if your downpayment is less than 20 percent of the purchase price. It averages from $50 to $80 per month. Plug in your own numbers for more tailor-made results.

*Include auto and student loans, alimony, child support payments and credit card payments.
 

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Gold Coast area real estate events & news

  


I live out of state and am relocating to GOLD CO - A great question!! The criteria you should use are the things that are most important to you and your family's unique situation. Do you want a lot of ..
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Open House Expectations - Was vacating your home for four or five prime-time hours worth the inconvenience?
Your Open House - Public open houses may be more beneficial for the agents themselves than for the home sellers.
Marketing Info - Your broker's marketing efforts and considerations will include advertising, showing the property, how long the house has been on the market and whether you're buying another home.
Listing Gold Coast Real Estate - A listing agreement is a binding legal contract that shouldn't be taken lightly.
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Getting Gold Coast Real Estate Ready - A house that "sparkles" on the surface will sell faster than its shabby neighbor, even though both are structurally well-maintained.
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Housing Market Info - Here are some helpful definitions to help you follow the numbers.
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Property Appraisal - Property appraisal is a very important part of any new home purchase!
Gold Coast Real Estate Appraisal Info - Consumers tend to have some misconceptions about the appraisal process
More Tax Advice - Selling a home can have a major impact on your federal and state tax returns.

Gold Coast Real Estate